Ryan & Janowsky Financial Strategies Group

 

This is the time of year when many of us gather with family.  It is a prudent time to take extra care in observing the seniors in our lives.  The slightest indication that someone may be slowing down physically or mentally, may prove to be blessing as it can help us prepare and plan sooner versus later. Any sign of diminished capacity should be noted.  Everything from seeing a normally clean house become a bit messy to a person having signs of memory loss may be warning to the family.

It may also be a more comfortable time to start or continue the conversation concerning long term planning.  A sensitive topic for most families, it may be easier with more family members present. The most difficult conversations are usually the most important ones to have. 

No matter how simple or intricate it may seem to be to create a plan, I truly believe that the use of professionals is critical for executing it properly.  

Have a safe and healthy Holiday Season.

Peter